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Federal Housing Administration (“FHA”) Loan

An FHA loan provides borrowers with an alternative to conventional financing.  Flexible credit, down payment and underwriting requirements make this a great loan for buying a home or refinancing.  And because Union Capital can process and approve FHA loans in-house, we can close your purchase or refinance in as little as two weeks!

FHA Loan Guidelines

  • Buy a primary home with as little as 3.5% down.
  • Refinance up to 97.75% of your primary home’s value.
  • Flexible credit requirements – credit scores as low as 600 may qualify.
  • A seller can contribute up to 6% of the sale price to the FHA home buyer.
  • A parent or relative can be a a non-occupying co-borrower on your loan.

Let’s Talk.  Ask us anything – we’re here to guide you toward the best loan product to meet your lifestyle and financial goals.  Give us a call at 800-914-6784 or fill out this form and we’ll be in touch.

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