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Union Capital Mortgage

Mortgage Banker with Decades of Experience

At Union Capital, we are only focused on residential home loans.  It’s all we do, and with our expert loan officers and streamlined process, we create a positive, referable experience for home buyers and leading real estate agents.

Customized Mortgage Solutions

We’re problem solvers, and we look beyond the typical big bank and mortgage broker loan to provide you with a variety of options to fit your family’s needs and finances.  We often hear from our clients that “No one ever told us this was an option!”

Here When You Need Us

In today’s fast-moving housing market, you need a mortgage lender that is responsive, tech-savvy and accessible to give you a competitive advantage.  We’re completely focused on home loans and giving you the information, answers and superior service you deserve, 24/7.

The Union Capital Difference

Get Pre-approved or Approved

We’ll get you pre-approved or approved (we can do that!) so you can move rapidly in today’s purchase market

Expert Loan Officers

We’re really more like coaches who take the time to understand, educate and customize a mortgage solution to fit your needs

Seamless Loan Process

From loan application to closing, we simply the process and focus on what matters most – your time and money

Close in a Hurry

We close loans in as little as two weeks

Client Testimonials

"My wife and I were first time home buyers with no knowledge and Bob helped answer any and all of our questions.  He went above and beyond, even when providing a rate quote.  Bob took the time to explain things that weren't clear and gave personal and professional advice when…Read More

Mike V.
Rating : 5

"Mike Buynak was great to work with.  He's the most responsive guy I've ever dealt with in the mortgage industry.  Always explained things clearly.  I would highly recommend Mike and the Union Capital team to anyone looking for a mortgage loan."

Scot H.
Rating : 5

"Hi Ron - I just wanted to say thanks for your assistance with our mortgage.  My husband and I are amazed at how quick and seamless the process was!  You and your team were awesome...everything was handled so wonderfully.  Thank you again for everything!"

Donna M.
Rating : 5

"Chris Hartzell was great!  I had a lot of questions initially - how's our credit look, how does the loan process work, etc...a lot had changed since we bought our last house.  Chris and the team were quick to respond to email requests.  Chris was always professional and positive even…Read More

James E.
Rating : 5

Mortgage Loan Options

Conventional Loans

Conventional loans offer fixed & adjustable rate terms and flexible down payment options (3% to 20%+).  Mortgage insurance is required when you put less than 20% down

Veterans Administration (VA) Loans

Are you are a veteran, member of the military or military spouse?  You may qualify for a VA loan with 100% financing and no out-of-pocket costs.  Honored to help our veterans!

Federal Housing Administration (FHA) Loans

If you are ready to buy a home but lack the credit or down payment, FHA loans offer competitive rates and flexible underwriting guidelines to help you qualify

Jumbo and Specialty Loans

We offer attractive jumbo loans (loan amounts >$484,350) and proprietary construction and rehab loans – if you need a specialty loan product, we have you covered

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