Home Refinance

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Refinance

Refinancing a mortgage will create a new loan from your existing mortgage that is ideal for you. Your new loan is tailored to your needs and could have a more favorable interest rate or monthly payment or provide cash for life events. There are plenty of mortgage refinance options available for homeowners. Union Capital Mortgage is here to help with plenty of qualified, experienced loan advisors that will find the best situation for you and your needs!

Why Should You Refinance Your Mortgage?

If you choose to refinance your home mortgage, it could lower your monthly payment or interest rate. If you choose a cash out refinance option, it can allow you to tap into your home’s equity for things like renovations and additions to your home, as well as consolidate your debt.

Union Capital Mortgage loan officers are here to help you with the mortgage refinancing process. We’ll discuss the different home refinance options available to you and find one which suits you best for your situation and needs.

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Mortgage Refinance Options

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At Union Capital Mortgage we offer a number of different mortgage refinance options:

  • Rate and Term Refinance

    A rate and term refinance allows you to refinance the remaining balance on your current mortgage loan to take advantage of more favorable interest rates or a shorter repayment period. A rate and term refinance option is popular with people who want to lower their payments, build equity, or pay off their mortgage loan faster.

  • Cash Out Refinance

    A cash out refinance allows you to pull cash out of your home to use for home renovations, debt consolidation, or to make a large purchase. This loan type and mortgage process involves taking out a bigger loan than the amount existing on the current mortgage.

  • Discuss your options with us!

    Our mortgage loan officers at Union Capital Mortgage can assist you with any part of the refinance or mortgage process! Reach out to us at (800) 914-6784 or fill out the contact form below!

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We are always here to help. Looking forward to hearing from you!